:root {
    --blue-950: #031c4d;
    --blue-900: #053a9d;
    --blue-800: #064fcf;
    --blue-700: #075bea;
    --blue-600: #1475ff;
    --blue-500: #2c8cff;
    --cyan-400: #43d7ff;
    --cyan-200: #bfeeff;
    --sky-100: #eaf7ff;
    --ink: #0a1833;
    --muted: #64738f;
    --line: #dce8f5;
    --white: #ffffff;
    --success: #12b76a;
    --danger: #d92d20;
    --shadow-card: 0 28px 80px rgba(1, 33, 92, 0.2), 0 3px 12px rgba(4, 53, 133, 0.08);
    --shadow-soft: 0 18px 50px rgba(2, 58, 148, 0.1);
    --radius-xl: 32px;
    --radius-lg: 24px;
    --radius-md: 18px;
    --shell: 1240px;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 88px;
}

body {
    margin: 0;
    color: var(--ink);
    background: #f8fbff;
    font-family: Inter, "Segoe UI", Arial, sans-serif;
    font-size: 16px;
    line-height: 1.5;
    -webkit-font-smoothing: antialiased;
}

body.is-locked {
    overflow: hidden;
}

button,
input {
    font: inherit;
}

button,
a {
    -webkit-tap-highlight-color: transparent;
}

a {
    color: inherit;
}

svg {
    display: block;
    fill: none;
    stroke: currentColor;
    stroke-linecap: round;
    stroke-linejoin: round;
    stroke-width: 1.9;
}

.shell {
    width: min(calc(100% - 40px), var(--shell));
    margin-inline: auto;
}

.skip-link {
    position: fixed;
    z-index: 1000;
    top: 12px;
    left: 12px;
    padding: 10px 16px;
    color: var(--blue-900);
    background: var(--white);
    border-radius: 10px;
    transform: translateY(-160%);
    transition: transform .2s ease;
}

.skip-link:focus {
    transform: translateY(0);
}

.site-header {
    position: fixed;
    z-index: 100;
    top: 0;
    right: 0;
    left: 0;
    border-bottom: 1px solid transparent;
    transition: background .25s ease, border-color .25s ease, box-shadow .25s ease;
}

.site-header.is-scrolled {
    background: rgba(255, 255, 255, .9);
    border-color: rgba(7, 91, 234, .1);
    box-shadow: 0 8px 30px rgba(2, 38, 97, .07);
    backdrop-filter: blur(18px);
}

.header-inner {
    min-height: 80px;
    display: flex;
    align-items: center;
    gap: 32px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    color: var(--white);
    text-decoration: none;
    font-size: 1.48rem;
    font-weight: 800;
    letter-spacing: -.05em;
}

.brand-mark {
    width: 35px;
    height: 35px;
    display: grid;
    place-items: center;
    color: var(--blue-700);
    background: var(--white);
    border-radius: 11px 11px 11px 4px;
    font-size: 1.18rem;
    font-weight: 900;
    line-height: 1;
    letter-spacing: -.09em;
}

.is-scrolled .brand {
    color: var(--blue-900);
}

.is-scrolled .brand-mark {
    color: var(--white);
    background: var(--blue-700);
}

.header-nav {
    margin-left: auto;
    display: flex;
    gap: 28px;
}

.header-nav a {
    color: rgba(255, 255, 255, .78);
    text-decoration: none;
    font-size: .92rem;
    font-weight: 650;
    transition: color .2s ease;
}

.header-nav a:hover {
    color: var(--white);
}

.is-scrolled .header-nav a {
    color: #4d5f7b;
}

.is-scrolled .header-nav a:hover {
    color: var(--blue-700);
}

.header-cta {
    min-height: 44px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0 20px;
    color: var(--blue-900);
    background: var(--white);
    border: 1px solid rgba(255, 255, 255, .22);
    border-radius: 14px;
    text-decoration: none;
    font-size: .9rem;
    font-weight: 750;
    box-shadow: 0 8px 24px rgba(0, 24, 70, .14);
    transition: transform .2s ease, box-shadow .2s ease;
}

.header-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 30px rgba(0, 24, 70, .2);
}

.is-scrolled .header-cta {
    color: var(--white);
    background: var(--blue-700);
    border-color: var(--blue-700);
}

.hero {
    position: relative;
    min-height: 820px;
    overflow: hidden;
    padding: 124px 0 74px;
    color: var(--white);
    background:
        radial-gradient(circle at 44% 60%, rgba(69, 220, 255, .36), transparent 26%),
        linear-gradient(128deg, #0359e8 0%, #0872f4 46%, #073db4 100%);
    isolation: isolate;
}

.hero::before {
    content: "";
    position: absolute;
    z-index: -1;
    inset: 0;
    opacity: .18;
    background-image: linear-gradient(rgba(255,255,255,.15) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.15) 1px, transparent 1px);
    background-size: 56px 56px;
    -webkit-mask-image: linear-gradient(to right, #000, transparent 72%);
    mask-image: linear-gradient(to right, #000, transparent 72%);
}

.hero::after {
    content: "";
    position: absolute;
    z-index: -1;
    right: -12%;
    bottom: -42%;
    width: 720px;
    height: 720px;
    border: 130px solid rgba(255, 255, 255, .06);
    border-radius: 50%;
}

.hero-grid {
    position: relative;
    display: grid;
    grid-template-columns: minmax(0, 1.16fr) minmax(400px, .84fr);
    gap: 50px;
    align-items: center;
}

.hero-main {
    position: relative;
    min-height: 620px;
}

.hero-copy {
    position: relative;
    z-index: 4;
    width: min(100%, 600px);
    padding-top: 54px;
}

.eyebrow {
    width: fit-content;
    margin: 0 0 20px;
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 8px 14px 8px 10px;
    color: #eefdff;
    background: rgba(255, 255, 255, .11);
    border: 1px solid rgba(255, 255, 255, .18);
    border-radius: 999px;
    font-size: .8rem;
    font-weight: 800;
    letter-spacing: .07em;
    text-transform: uppercase;
    backdrop-filter: blur(10px);
}

.eyebrow-dot {
    width: 9px;
    height: 9px;
    background: #66f3ff;
    border-radius: 50%;
    box-shadow: 0 0 0 6px rgba(102, 243, 255, .12);
    animation: pulse 2s ease-in-out infinite;
}

.hero h1 {
    margin: 0;
    font-size: clamp(3.35rem, 5.15vw, 5.3rem);
    line-height: .94;
    letter-spacing: -.07em;
    text-wrap: balance;
}

.hero h1 span {
    display: inline-block;
    color: #8eeaff;
    text-shadow: 0 10px 35px rgba(0, 37, 115, .26);
}

.hero-lead {
    max-width: 510px;
    margin: 28px 0 0;
    color: rgba(255, 255, 255, .78);
    font-size: 1.13rem;
    line-height: 1.66;
}

.hero-lead strong {
    color: var(--white);
}

.hero-action {
    min-height: 56px;
    margin-top: 28px;
    display: inline-flex;
    align-items: center;
    gap: 12px;
    padding: 0 23px;
    color: var(--blue-900);
    background: var(--white);
    border-radius: 16px;
    text-decoration: none;
    font-weight: 800;
    box-shadow: 0 14px 36px rgba(0, 28, 83, .2);
    transition: transform .2s ease, box-shadow .2s ease;
}

.hero-action svg {
    width: 20px;
}

.hero-action:hover {
    transform: translateY(-3px);
    box-shadow: 0 18px 42px rgba(0, 28, 83, .28);
}

.phone-art {
    position: absolute;
    z-index: 2;
    right: -2%;
    bottom: -19%;
    width: min(61%, 455px);
    pointer-events: none;
    filter: drop-shadow(0 30px 34px rgba(0, 22, 77, .26));
    animation: phoneFloat 6s ease-in-out infinite;
}

.phone-art img {
    position: relative;
    z-index: 2;
    width: 100%;
    height: auto;
    display: block;
}

.art-halo {
    position: absolute;
    z-index: 1;
    inset: 18% 3% 5%;
    background: rgba(81, 233, 255, .34);
    border-radius: 50%;
    filter: blur(45px);
}

.phone-screen-copy {
    position: absolute;
    z-index: 3;
    top: 52%;
    left: 29%;
    width: 47%;
    color: var(--white);
    text-align: center;
    transform: rotate(-1.3deg);
    text-shadow: 0 2px 12px rgba(0, 38, 130, .3);
}

.phone-screen-copy span,
.phone-screen-copy small {
    display: block;
    font-size: clamp(.47rem, .8vw, .67rem);
    font-weight: 800;
    letter-spacing: .15em;
    opacity: .74;
}

.phone-screen-copy strong {
    display: block;
    margin: 7px -10px;
    font-size: clamp(.95rem, 2vw, 1.72rem);
    line-height: 1;
    letter-spacing: -.05em;
    white-space: nowrap;
}

.deadline-card {
    position: absolute;
    z-index: 5;
    bottom: 4px;
    left: 0;
    width: 360px;
    min-height: 92px;
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 14px 18px;
    background: rgba(3, 37, 111, .52);
    border: 1px solid rgba(255, 255, 255, .16);
    border-radius: 20px;
    box-shadow: 0 18px 50px rgba(0, 27, 81, .22);
    backdrop-filter: blur(18px);
}

.deadline-icon {
    width: 44px;
    height: 44px;
    flex: 0 0 auto;
    display: grid;
    place-items: center;
    color: #75efff;
    background: rgba(117, 239, 255, .1);
    border-radius: 14px;
}

.deadline-icon svg {
    width: 24px;
}

.deadline-copy {
    flex: 1;
    min-width: 0;
}

.deadline-copy > span {
    display: block;
    margin-bottom: 4px;
    color: rgba(255, 255, 255, .65);
    font-size: .76rem;
}

.countdown {
    display: grid;
    grid-template-columns: auto auto 4px auto auto 4px auto auto 4px auto auto;
    align-items: baseline;
    gap: 3px;
}

.countdown b {
    font-size: 1.12rem;
    line-height: 1;
    letter-spacing: -.03em;
}

.countdown i {
    color: rgba(255, 255, 255, .55);
    font-size: .66rem;
    font-style: normal;
}

.countdown em {
    color: rgba(255, 255, 255, .55);
    font-style: normal;
}

.hero-glow {
    position: absolute;
    z-index: -1;
    border-radius: 50%;
    filter: blur(10px);
}

.hero-glow-one {
    top: -180px;
    left: -120px;
    width: 440px;
    height: 440px;
    background: rgba(0, 215, 255, .17);
}

.hero-glow-two {
    right: 28%;
    bottom: -130px;
    width: 360px;
    height: 360px;
    background: rgba(89, 230, 255, .2);
}

.confetti {
    position: absolute;
    z-index: 0;
    width: 10px;
    height: 20px;
    background: rgba(255,255,255,.55);
    border-radius: 3px;
    transform: rotate(25deg);
}

.confetti-one { top: 22%; left: 47%; animation: drift 5s ease-in-out infinite; }
.confetti-two { top: 37%; left: 3%; width: 7px; height: 14px; background: #77eaff; animation: drift 6s 1s ease-in-out infinite; }
.confetti-three { bottom: 18%; left: 45%; width: 8px; height: 8px; border-radius: 50%; background: #a8f1ff; animation: drift 4.5s .4s ease-in-out infinite; }

.calculator-card {
    position: relative;
    z-index: 10;
    min-height: 642px;
    padding: 28px;
    color: var(--ink);
    background: rgba(255, 255, 255, .98);
    border: 1px solid rgba(255, 255, 255, .56);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-card);
}

.card-topline {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 24px;
}

.step-label {
    color: var(--blue-700);
    font-size: .76rem;
    font-weight: 800;
    letter-spacing: .04em;
    text-transform: uppercase;
}

.step-dots {
    display: flex;
    gap: 6px;
}

.step-dots span {
    width: 7px;
    height: 7px;
    background: #d8e2ef;
    border-radius: 99px;
    transition: width .25s ease, background .25s ease;
}

.step-dots span.is-active {
    width: 25px;
    background: var(--blue-700);
}

.panel-view {
    display: none;
}

.panel-view.is-active {
    display: block;
    animation: panelIn .4s cubic-bezier(.2,.75,.25,1) both;
}

.panel-kicker,
.section-kicker {
    margin: 0 0 8px;
    color: var(--blue-700);
    font-size: .75rem;
    font-weight: 850;
    letter-spacing: .09em;
    text-transform: uppercase;
}

.panel-heading h2,
.result-view h2,
.success-view h2 {
    margin: 0;
    font-size: clamp(1.55rem, 2.2vw, 2rem);
    line-height: 1.17;
    letter-spacing: -.045em;
}

.panel-heading > p {
    margin: 8px 0 20px;
    color: var(--muted);
    font-size: .9rem;
}

.expense-list {
    display: grid;
    gap: 10px;
}

.expense-row {
    min-height: 70px;
    display: grid;
    grid-template-columns: 42px minmax(0, 1fr) 132px;
    align-items: center;
    gap: 11px;
    padding: 10px 12px;
    background: #f7faff;
    border: 1px solid #e8f0f9;
    border-radius: 16px;
    transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}

.expense-row:focus-within {
    background: var(--white);
    border-color: rgba(7, 91, 234, .42);
    box-shadow: 0 0 0 4px rgba(7, 91, 234, .08);
}

.expense-icon {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    border-radius: 13px;
}

.expense-icon svg {
    width: 22px;
}

.icon-food { color: #e65f21; background: #fff0e7; }
.icon-transport { color: #1475e8; background: #e6f2ff; }
.icon-bills { color: #7b4ee6; background: #f0ebff; }
.icon-shopping { color: #d33f8a; background: #ffeaf5; }

.expense-meta {
    min-width: 0;
}

.expense-meta b,
.expense-meta small {
    display: block;
}

.expense-meta b {
    font-size: .92rem;
}

.expense-meta small {
    margin-top: 1px;
    overflow: hidden;
    color: #8491a7;
    font-size: .72rem;
    text-overflow: ellipsis;
    white-space: nowrap;
}

.money-field {
    height: 42px;
    display: flex;
    align-items: center;
    gap: 4px;
    padding: 0 10px;
    background: var(--white);
    border: 1px solid #dfe9f5;
    border-radius: 11px;
}

.money-field > span {
    color: var(--blue-700);
    font-size: .82rem;
    font-weight: 800;
}

.money-field input {
    width: 100%;
    min-width: 0;
    padding: 0;
    color: var(--ink);
    background: none;
    border: 0;
    outline: 0;
    text-align: right;
    font-size: .86rem;
    font-weight: 780;
}

.total-row {
    margin: 18px 2px 15px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    color: var(--muted);
    font-size: .85rem;
}

.total-row strong {
    color: var(--ink);
    font-size: 1.18rem;
    letter-spacing: -.035em;
}

.primary-button {
    width: 100%;
    min-height: 54px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 0 18px;
    color: var(--white);
    background: linear-gradient(110deg, var(--blue-700), #147bff);
    border: 0;
    border-radius: 15px;
    font-weight: 800;
    cursor: pointer;
    box-shadow: 0 11px 27px rgba(7, 91, 234, .25);
    transition: transform .2s ease, box-shadow .2s ease, opacity .2s ease;
}

.primary-button svg {
    width: 20px;
}

.primary-button:hover:not(:disabled) {
    transform: translateY(-2px);
    box-shadow: 0 15px 34px rgba(7, 91, 234, .34);
}

.primary-button:disabled {
    opacity: .58;
    cursor: not-allowed;
}

.primary-button.is-loading > span {
    opacity: .72;
}

.primary-button.is-loading::before {
    content: "";
    width: 18px;
    height: 18px;
    border: 2px solid rgba(255,255,255,.4);
    border-top-color: var(--white);
    border-radius: 50%;
    animation: spin .7s linear infinite;
}

.text-button {
    width: 100%;
    margin-top: 10px;
    padding: 8px;
    color: var(--blue-700);
    background: none;
    border: 0;
    font-size: .86rem;
    font-weight: 750;
    cursor: pointer;
}

.result-view,
.success-view {
    padding-top: 34px;
    text-align: center;
}

.result-check,
.success-icon {
    position: relative;
    z-index: 2;
    width: 78px;
    height: 78px;
    margin: 0 auto 24px;
    display: grid;
    place-items: center;
    color: var(--white);
    background: linear-gradient(135deg, var(--cyan-400), var(--blue-700));
    border: 8px solid #e8f7ff;
    border-radius: 50%;
    box-shadow: 0 12px 28px rgba(7, 91, 234, .22);
}

.result-check svg,
.success-icon svg {
    width: 31px;
    stroke-width: 2.4;
}

.result-orbit {
    position: absolute;
    top: 95px;
    left: 50%;
    width: 180px;
    height: 100px;
    transform: translateX(-50%);
}

.result-orbit span {
    position: absolute;
    display: block;
    background: var(--blue-500);
}

.result-orbit span:nth-child(1) { top: 8px; left: 16px; width: 7px; height: 14px; border-radius: 2px; transform: rotate(-25deg); }
.result-orbit span:nth-child(2) { top: -8px; right: 26px; width: 9px; height: 9px; border-radius: 50%; background: var(--cyan-400); }
.result-orbit span:nth-child(3) { bottom: 8px; right: 7px; width: 6px; height: 13px; border-radius: 2px; transform: rotate(32deg); background: #8c69f5; }

.result-view h2 span {
    color: var(--blue-700);
}

.cashback-rate {
    margin: 16px 0 18px;
    color: var(--muted);
}

.cashback-rate strong {
    color: var(--blue-700);
    font-size: 1.4rem;
}

.cashback-amount {
    margin-bottom: 17px;
    padding: 22px;
    background: linear-gradient(135deg, #edf8ff, #eef3ff);
    border: 1px solid #d5eaff;
    border-radius: 20px;
}

.cashback-amount small,
.cashback-amount strong {
    display: block;
}

.cashback-amount small {
    margin-bottom: 7px;
    color: var(--muted);
    font-size: .78rem;
}

.cashback-amount strong {
    color: var(--blue-700);
    font-size: clamp(2rem, 4vw, 2.65rem);
    line-height: 1;
    letter-spacing: -.06em;
}

.result-note {
    margin: 0 14px 24px;
    color: #7d8ba2;
    font-size: .78rem;
}

.field-label,
.bank-fieldset legend {
    margin-bottom: 8px;
    color: #33415c;
    font-size: .83rem;
    font-weight: 750;
}

.phone-field {
    height: 54px;
    display: flex;
    align-items: center;
    border: 1px solid #dce6f1;
    border-radius: 14px;
    transition: border-color .2s ease, box-shadow .2s ease;
}

.phone-field:focus-within {
    border-color: rgba(7, 91, 234, .55);
    box-shadow: 0 0 0 4px rgba(7, 91, 234, .08);
}

.phone-field.is-error {
    border-color: var(--danger);
}

.phone-field span {
    height: 28px;
    padding: 3px 13px 0 16px;
    color: #43516a;
    border-right: 1px solid #dce6f1;
    font-weight: 700;
}

.phone-field input {
    flex: 1;
    min-width: 0;
    height: 100%;
    padding: 0 15px;
    color: var(--ink);
    background: none;
    border: 0;
    outline: 0;
    font-size: 1rem;
    font-weight: 700;
    letter-spacing: .04em;
}

.phone-field input::placeholder {
    color: #aab4c3;
    font-weight: 500;
}

.field-error {
    min-height: 20px;
    display: block;
    padding-top: 4px;
    color: var(--danger);
    font-size: .73rem;
}

.bank-fieldset {
    margin: 8px 0 17px;
    padding: 0;
    border: 0;
}

.bank-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 7px;
    max-height: 278px;
    overflow-x: hidden;
    overflow-y: auto;
    padding: 2px 6px 3px 3px;
    scroll-behavior: smooth;
    scrollbar-color: #b8cbe2 #edf3fa;
    scrollbar-width: thin;
}

.bank-grid::-webkit-scrollbar {
    width: 6px;
}

.bank-grid::-webkit-scrollbar-track {
    background: #edf3fa;
    border-radius: 99px;
}

.bank-grid::-webkit-scrollbar-thumb {
    background: #b8cbe2;
    border-radius: 99px;
}

.bank-group-title {
    position: sticky;
    z-index: 3;
    top: -2px;
    margin: 0;
    padding: 7px 4px 5px;
    color: #77869d;
    background: rgba(255,255,255,.96);
    font-size: .68rem;
    font-weight: 850;
    letter-spacing: .08em;
    text-transform: uppercase;
    backdrop-filter: blur(8px);
}

.bank-option {
    display: block;
    min-width: 0;
    cursor: pointer;
}

.bank-option input {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}

.bank-tile {
    position: relative;
    min-height: 62px;
    display: grid;
    grid-template-columns: 42px minmax(0, 1fr) 20px;
    align-items: center;
    gap: 11px;
    padding: 8px 11px;
    background: #f8faff;
    border: 1px solid #e4ebf5;
    border-radius: 14px;
    transition: border-color .2s ease, background .2s ease, box-shadow .2s ease;
}

.bank-copy {
    min-width: 0;
    line-height: 1.25;
}

.bank-copy b,
.bank-copy small {
    display: block;
    max-width: 100%;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}

.bank-copy b {
    color: #1d2d4a;
    font-size: .8rem;
}

.bank-copy small {
    margin-top: 3px;
    color: #8290a5;
    font-size: .68rem;
}

.bank-logo {
    position: relative;
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    overflow: hidden;
    color: var(--blue-700);
    background: var(--white);
    border: 1px solid #e4ebf4;
    border-radius: 12px;
    font-size: .86rem;
    font-weight: 850;
}

.bank-logo img {
    position: absolute;
    inset: 3px;
    width: calc(100% - 6px);
    height: calc(100% - 6px);
    object-fit: contain;
    border-radius: 9px;
}

.bank-check {
    width: 20px;
    height: 20px;
    display: grid;
    place-items: center;
    color: var(--white);
    background: #d7e2ef;
    border-radius: 50%;
    opacity: .45;
    transition: background .2s ease, opacity .2s ease, transform .2s ease;
}

.bank-check svg {
    width: 12px;
    stroke-width: 2.6;
}

.bank-option input:checked + .bank-tile {
    background: #eef6ff;
    border-color: var(--blue-700);
    box-shadow: 0 0 0 3px rgba(7, 91, 234, .08);
}

.bank-option input:checked + .bank-tile .bank-check {
    background: var(--blue-700);
    opacity: 1;
    transform: scale(1.05);
}

.bank-option input:focus-visible + .bank-tile {
    outline: 3px solid rgba(7, 91, 234, .25);
    outline-offset: 2px;
}

.consent-row {
    display: grid;
    grid-template-columns: 20px 1fr;
    gap: 9px;
    align-items: start;
    color: #65738a;
    font-size: .73rem;
    line-height: 1.45;
    cursor: pointer;
}

.consent-row input {
    position: absolute;
    opacity: 0;
}

.custom-check {
    width: 20px;
    height: 20px;
    display: grid;
    place-items: center;
    color: transparent;
    background: var(--white);
    border: 1px solid #cbd7e5;
    border-radius: 6px;
    transition: background .2s ease, border-color .2s ease;
}

.custom-check svg {
    width: 14px;
    stroke-width: 2.5;
}

.consent-row input:checked + .custom-check {
    color: var(--white);
    background: var(--blue-700);
    border-color: var(--blue-700);
}

.consent-row input:focus-visible + .custom-check {
    outline: 3px solid rgba(7, 91, 234, .22);
}

.consent-error {
    min-height: 16px;
    padding: 2px 0;
}

.security-inline {
    margin-top: 13px;
    display: flex;
    align-items: flex-start;
    gap: 8px;
    color: #697790;
}

.security-inline svg {
    width: 17px;
    flex: 0 0 auto;
    margin-top: 1px;
    color: var(--success);
}

.security-inline p {
    margin: 0;
    font-size: .7rem;
    line-height: 1.4;
}

.success-icon {
    width: 92px;
    height: 92px;
    margin-bottom: 28px;
    background: linear-gradient(135deg, #2ed98b, #0cae67);
    border-color: #e8fff5;
    box-shadow: 0 12px 32px rgba(12, 174, 103, .22);
}

.success-view > p:not(.panel-kicker):not(.success-footnote) {
    max-width: 360px;
    margin: 13px auto 22px;
    color: var(--muted);
}

.success-view > p strong {
    color: var(--blue-700);
}

.success-bank {
    margin: 0 0 24px;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 13px 15px;
    text-align: left;
    background: #f4f8fd;
    border: 1px solid #e2ebf5;
    border-radius: 15px;
}

.success-bank > span {
    position: relative;
    width: 40px;
    height: 40px;
    display: grid;
    place-items: center;
    overflow: hidden;
    color: var(--blue-700);
    background: var(--white);
    border: 1px solid #dfe8f2;
    border-radius: 12px;
    font-weight: 850;
}

.success-bank > span i {
    font-style: normal;
}

.success-bank > span img {
    position: absolute;
    inset: 3px;
    width: 34px;
    height: 34px;
    object-fit: contain;
    border-radius: 9px;
}

.success-bank small,
.success-bank b {
    display: block;
}

.success-bank small {
    color: #8290a5;
    font-size: .7rem;
}

.success-bank b {
    margin-top: 1px;
    font-size: .9rem;
}

.success-footnote {
    margin: 13px 10px 0 !important;
    color: #8190a6 !important;
    font-size: .75rem;
}

.how-section {
    padding: 112px 0;
    background: #f8fbff;
}

.section-heading {
    max-width: 680px;
    margin-bottom: 48px;
}

.section-heading h2,
.security-copy h2 {
    margin: 0;
    font-size: clamp(2rem, 4vw, 3.25rem);
    line-height: 1.08;
    letter-spacing: -.055em;
}

.section-heading > p:last-child {
    max-width: 580px;
    margin: 16px 0 0;
    color: var(--muted);
    font-size: 1.02rem;
}

.steps-grid {
    margin: 0;
    padding: 0;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    list-style: none;
    counter-reset: steps;
}

.steps-grid li {
    position: relative;
    min-height: 265px;
    overflow: hidden;
    padding: 24px;
    background: var(--white);
    border: 1px solid #e2ebf5;
    border-radius: var(--radius-lg);
    box-shadow: 0 12px 35px rgba(11, 50, 105, .055);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.steps-grid li:hover {
    transform: translateY(-6px);
    border-color: #cddff3;
    box-shadow: var(--shadow-soft);
}

.step-number {
    position: absolute;
    top: 17px;
    right: 20px;
    color: #e4edf8;
    font-size: 2.35rem;
    font-weight: 900;
    letter-spacing: -.08em;
}

.step-icon {
    width: 54px;
    height: 54px;
    margin-bottom: 31px;
    display: grid;
    place-items: center;
    color: var(--blue-700);
    background: linear-gradient(135deg, #e4f6ff, #edf1ff);
    border-radius: 17px;
}

.step-icon svg {
    width: 26px;
}

.steps-grid h3 {
    margin: 0 0 8px;
    font-size: 1.08rem;
    letter-spacing: -.025em;
}

.steps-grid p {
    margin: 0;
    color: var(--muted);
    font-size: .86rem;
    line-height: 1.65;
}

.reviews-section {
    position: relative;
    overflow: hidden;
    padding: 112px 0;
    background:
        radial-gradient(circle at 88% 8%, rgba(67, 215, 255, .18), transparent 24%),
        linear-gradient(180deg, #edf7ff 0%, #f8fbff 100%);
}

.reviews-section::before {
    content: "“";
    position: absolute;
    top: -135px;
    left: -30px;
    color: rgba(7, 91, 234, .045);
    font-family: Georgia, serif;
    font-size: 34rem;
    line-height: 1;
    pointer-events: none;
}

.reviews-heading {
    position: relative;
    z-index: 1;
    margin-bottom: 42px;
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 44px;
}

.reviews-heading h2 {
    margin: 0;
    font-size: clamp(2rem, 4vw, 3.25rem);
    line-height: 1.08;
    letter-spacing: -.055em;
}

.reviews-heading > p {
    width: min(100%, 430px);
    margin: 0 0 4px;
    color: var(--muted);
    line-height: 1.65;
}

.reviews-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
}

.review-card {
    position: relative;
    min-height: 275px;
    display: flex;
    flex-direction: column;
    overflow: hidden;
    padding: 22px;
    background: rgba(255, 255, 255, .92);
    border: 1px solid #dce9f6;
    border-radius: var(--radius-lg);
    box-shadow: 0 13px 36px rgba(5, 53, 125, .065);
    transition: transform .25s ease, border-color .25s ease, box-shadow .25s ease;
}

.review-card:hover {
    transform: translateY(-5px);
    border-color: #c7dcf2;
    box-shadow: 0 20px 46px rgba(5, 53, 125, .11);
}

.review-card::after {
    content: "“";
    position: absolute;
    right: 16px;
    bottom: -24px;
    color: rgba(7, 91, 234, .055);
    font-family: Georgia, serif;
    font-size: 9rem;
    line-height: 1;
    pointer-events: none;
}

.review-card-highlight {
    background: linear-gradient(145deg, #ffffff, #f1f8ff);
    border-color: #bcdcf8;
}

.review-card-top {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 42px minmax(0, 1fr) auto;
    align-items: center;
    gap: 10px;
}

.review-avatar {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    color: var(--white);
    background: linear-gradient(135deg, #075bea, #42c9ff);
    border-radius: 14px;
    font-size: .72rem;
    font-weight: 850;
    box-shadow: 0 8px 20px rgba(7, 91, 234, .18);
}

.avatar-cyan { background: linear-gradient(135deg, #08a9d8, #49dcdd); }
.avatar-violet { background: linear-gradient(135deg, #6445d9, #9e74f4); }
.avatar-pink { background: linear-gradient(135deg, #c43b88, #f378b0); }
.avatar-orange { background: linear-gradient(135deg, #ed6c29, #f5a53e); }
.avatar-green { background: linear-gradient(135deg, #128c62, #39cc8f); }

.review-person {
    min-width: 0;
}

.review-person h3,
.review-person p {
    margin: 0;
}

.review-person h3 {
    overflow: hidden;
    font-size: .9rem;
    letter-spacing: -.02em;
    text-overflow: ellipsis;
    white-space: nowrap;
}

.review-person p {
    margin-top: 2px;
    color: #8390a5;
    font-size: .7rem;
}

.review-bank {
    max-width: 118px;
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 5px 8px 5px 5px;
    color: #4f5f78;
    background: #f3f7fb;
    border: 1px solid #e1e9f2;
    border-radius: 999px;
    font-size: .65rem;
    font-weight: 750;
    white-space: nowrap;
}

.review-bank img {
    width: 24px;
    height: 24px;
    flex: 0 0 auto;
    object-fit: contain;
    background: var(--white);
    border-radius: 7px;
}

.review-bank span {
    overflow: hidden;
    text-overflow: ellipsis;
}

.review-card blockquote {
    position: relative;
    z-index: 1;
    margin: 24px 0 0;
    color: #3d4d68;
    font-size: .9rem;
    line-height: 1.68;
}

.review-result {
    position: relative;
    z-index: 1;
    margin: auto 0 0;
    padding-top: 18px;
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 12px;
    border-top: 1px solid #deebf7;
}

.review-result span {
    color: #77869d;
    font-size: .67rem;
    line-height: 1.35;
}

.review-result strong {
    color: var(--blue-700);
    font-size: 1.05rem;
    letter-spacing: -.04em;
    white-space: nowrap;
}

.security-section {
    padding: 0 0 112px;
    background: #f8fbff;
}

.security-card {
    min-height: 242px;
    display: grid;
    grid-template-columns: 150px 1fr auto;
    align-items: center;
    gap: 42px;
    padding: 42px 48px;
    color: var(--white);
    background:
        radial-gradient(circle at 7% 50%, rgba(75, 219, 255, .28), transparent 18%),
        linear-gradient(120deg, #052c7e, #075bea 72%, #087ae8);
    border-radius: 32px;
    box-shadow: 0 25px 70px rgba(3, 54, 143, .18);
}

.security-visual {
    position: relative;
    width: 132px;
    height: 132px;
    display: grid;
    place-items: center;
}

.security-visual svg {
    position: relative;
    z-index: 2;
    width: 68px;
    color: #9cf1ff;
    stroke-width: 1.5;
}

.shield-ring {
    position: absolute;
    inset: 0;
    border: 1px solid rgba(255,255,255,.19);
    border-radius: 50%;
    box-shadow: inset 0 0 0 20px rgba(255,255,255,.035);
}

.security-copy .section-kicker {
    color: #88edff;
}

.security-copy h2 {
    font-size: clamp(1.8rem, 3vw, 2.65rem);
}

.security-copy > p:last-child {
    max-width: 680px;
    margin: 14px 0 0;
    color: rgba(255,255,255,.72);
    line-height: 1.65;
}

.outline-button {
    min-height: 52px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0 20px;
    color: var(--white);
    border: 1px solid rgba(255,255,255,.34);
    border-radius: 15px;
    text-decoration: none;
    font-size: .9rem;
    font-weight: 750;
    white-space: nowrap;
    transition: background .2s ease, border-color .2s ease;
}

.outline-button:hover {
    background: rgba(255,255,255,.1);
    border-color: rgba(255,255,255,.58);
}

.site-footer {
    color: rgba(255,255,255,.67);
    background: #031b4a;
}

.footer-inner {
    min-height: 110px;
    display: grid;
    grid-template-columns: auto 1fr minmax(240px, 420px);
    align-items: center;
    gap: 30px;
}

.brand-footer {
    color: var(--white);
}

.footer-inner p {
    margin: 0;
    font-size: .77rem;
}

.footer-note {
    text-align: right;
}

.toast {
    position: fixed;
    z-index: 200;
    right: 22px;
    bottom: 22px;
    max-width: min(390px, calc(100% - 44px));
    display: flex;
    align-items: center;
    gap: 11px;
    padding: 13px 16px;
    color: var(--white);
    background: #09295f;
    border: 1px solid rgba(255,255,255,.14);
    border-radius: 14px;
    box-shadow: 0 16px 45px rgba(0, 19, 57, .26);
    opacity: 0;
    pointer-events: none;
    transform: translateY(18px);
    transition: opacity .25s ease, transform .25s ease;
}

.toast.is-visible {
    opacity: 1;
    transform: translateY(0);
}

.toast-icon {
    width: 24px;
    height: 24px;
    display: grid;
    place-items: center;
    color: #06337f;
    background: #80edff;
    border-radius: 50%;
    font-size: .75rem;
    font-weight: 900;
}

@keyframes phoneFloat {
    0%, 100% { transform: translateY(0) rotate(.5deg); }
    50% { transform: translateY(-11px) rotate(-.5deg); }
}

@keyframes pulse {
    0%, 100% { box-shadow: 0 0 0 5px rgba(102, 243, 255, .11); }
    50% { box-shadow: 0 0 0 9px rgba(102, 243, 255, .035); }
}

@keyframes drift {
    0%, 100% { transform: translateY(0) rotate(25deg); }
    50% { transform: translateY(-14px) rotate(40deg); }
}

@keyframes panelIn {
    from { opacity: 0; transform: translateY(12px); }
    to { opacity: 1; transform: translateY(0); }
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

@media (max-width: 1100px) {
    .hero-grid {
        grid-template-columns: minmax(0, 1fr) 430px;
        gap: 25px;
    }

    .hero-copy {
        padding-top: 34px;
    }

    .hero h1 {
        font-size: clamp(3.2rem, 6.2vw, 4.5rem);
    }

    .phone-art {
        right: -3%;
        width: 58%;
    }

    .steps-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .reviews-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .security-card {
        grid-template-columns: 110px 1fr;
    }

    .security-visual {
        width: 110px;
        height: 110px;
    }

    .outline-button {
        grid-column: 2;
        justify-self: start;
        margin-top: -20px;
    }
}

@media (max-width: 900px) {
    .header-nav {
        display: none;
    }

    .header-cta {
        margin-left: auto;
    }

    .hero {
        padding-top: 112px;
    }

    .hero-grid {
        grid-template-columns: 1fr;
        gap: 44px;
    }

    .hero-main {
        min-height: 690px;
    }

    .hero-copy {
        padding-top: 14px;
    }

    .hero-lead {
        max-width: 560px;
    }

    .phone-art {
        right: 2%;
        bottom: -5%;
        width: min(53%, 400px);
    }

    .deadline-card {
        bottom: 28px;
    }

    .calculator-card {
        width: min(100%, 620px);
        min-height: 0;
        margin-inline: auto;
    }
}

@media (max-width: 680px) {
    .shell {
        width: min(calc(100% - 28px), var(--shell));
    }

    .header-inner {
        min-height: 70px;
    }

    .brand {
        font-size: 1.28rem;
    }

    .brand-mark {
        width: 32px;
        height: 32px;
        border-radius: 10px 10px 10px 4px;
        font-size: 1.04rem;
    }

    .header-cta {
        min-height: 40px;
        padding: 0 13px;
        font-size: .76rem;
    }

    .hero {
        min-height: auto;
        padding: 100px 0 54px;
    }

    .hero::before {
        background-size: 40px 40px;
    }

    .hero-main {
        min-height: 650px;
    }

    .hero-copy {
        padding-top: 0;
    }

    .eyebrow {
        margin-bottom: 17px;
        font-size: .69rem;
    }

    .hero h1 {
        font-size: clamp(2.75rem, 13.6vw, 4rem);
    }

    .hero-lead {
        margin-top: 20px;
        font-size: 1rem;
        line-height: 1.55;
    }

    .hero-action {
        min-height: 52px;
        margin-top: 23px;
        font-size: .9rem;
    }

    .phone-art {
        right: -5%;
        bottom: -4%;
        width: min(70%, 340px);
    }

    .phone-screen-copy {
        top: 51.5%;
    }

    .deadline-card {
        bottom: 15px;
        width: min(82%, 340px);
        min-height: 82px;
        padding: 12px 13px;
    }

    .deadline-icon {
        width: 38px;
        height: 38px;
    }

    .countdown {
        gap: 2px;
    }

    .countdown b {
        font-size: .94rem;
    }

    .calculator-card {
        padding: 22px 17px;
        border-radius: 25px;
    }

    .card-topline {
        margin-bottom: 19px;
    }

    .panel-heading h2,
    .result-view h2,
    .success-view h2 {
        font-size: 1.52rem;
    }

    .expense-row {
        grid-template-columns: 40px minmax(0, 1fr) 108px;
        gap: 9px;
        padding: 9px;
    }

    .expense-icon {
        width: 40px;
        height: 40px;
    }

    .expense-meta small {
        display: none;
    }

    .expense-meta b {
        font-size: .83rem;
    }

    .money-field {
        padding: 0 8px;
    }

    .money-field input {
        font-size: .78rem;
    }

    .bank-grid {
        max-height: 266px;
        gap: 6px;
    }

    .bank-tile {
        min-height: 60px;
    }

    .how-section {
        padding: 80px 0;
    }

    .reviews-section {
        padding: 80px 0;
    }

    .reviews-heading {
        margin-bottom: 30px;
        display: block;
    }

    .reviews-heading > p {
        margin-top: 15px;
    }

    .reviews-grid {
        grid-template-columns: 1fr;
    }

    .review-card {
        min-height: 0;
    }

    .section-heading {
        margin-bottom: 32px;
    }

    .steps-grid {
        grid-template-columns: 1fr;
    }

    .steps-grid li {
        min-height: 0;
        padding: 21px;
    }

    .step-icon {
        margin-bottom: 24px;
    }

    .security-section {
        padding-bottom: 70px;
    }

    .security-card {
        grid-template-columns: 1fr;
        gap: 20px;
        padding: 28px 23px;
    }

    .security-visual {
        width: 88px;
        height: 88px;
    }

    .security-visual svg {
        width: 46px;
    }

    .outline-button {
        grid-column: auto;
        margin-top: 0;
        justify-self: stretch;
    }

    .footer-inner {
        grid-template-columns: 1fr;
        gap: 14px;
        padding: 28px 0;
    }

    .footer-note {
        text-align: left;
    }
}

@media (max-width: 420px) {
    .header-cta {
        display: none;
    }

    .hero-main {
        min-height: 620px;
    }

    .phone-art {
        right: -12%;
        width: 78%;
    }

    .deadline-card {
        width: 92%;
    }

    .deadline-icon {
        display: none;
    }

    .expense-row {
        grid-template-columns: 38px minmax(0, .8fr) 103px;
    }

    .money-field {
        padding: 0 6px;
    }

    .bank-copy b {
        font-size: .74rem;
    }
}

@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }

    *,
    *::before,
    *::after {
        scroll-behavior: auto !important;
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
    }
}